Has below average credit been holding you back from behind the wheel of a new car, truck, or SUV? Have you talked to a car dealership that processes loans in-house? Unlike an old-fashioned financial institution, they aren’t going to automatically deny you due to less-than-perfect credit.

While a regular dealership helps you decide on a car or truck first, then talks financing, buy here pay here dealerships are the exact opposite. If you purchase a vehicle through a buy here pay here car lot in Michigan, make sure you limit your regular monthly payment to one-tenth of how much you earn monthly. We should check out some estimates based on the amount people make, on average, in Michigan.

Yearly Income:	$25,172
Monthly Income:	$2098
Payment:	$210

Ponying up more than 10% will put you in danger of having your vehicle repossessed, which would absolutely trash your credit.

MI Buy Here Pay Here: Getting Pre-Approved

You don’t need to waste your time finding a BHPH vehicle lot in MI that can accept your loan. We have made it our mission to help you get accepted – right now!

BHPH Requirements

The bad credit car dealers in Michigan will need a monthly income of more than $1500, and also a down payment of some kind, from just $100 all the way up to 20% of the vehicle purchase price.